Turn savings into timeTime Funded Calculator
See how long each phase of the 15/3/2 funding sequence may take.
Start with your financial picture
Monthly net income calculates your savings rate. Lifestyle expenses determine how many dollars equal one year of funding.
How savings becomes a timeline
The site measures retirement and cash savings against monthly net income, while bucket targets are based on lifestyle expenses. Keeping those two inputs separate shows both the share of take-home income you save and how many years of spending your balances can fund.